About Us

Founded by two North Carolina Agricultural and Technical State University graduates, Torrence Reed and Jamerus Payton, our mission is to be the solution for increasing economic opportunities and wealth in the Black community, starting with our nation's HBCU community.

Reports state that HBCU’s are credited with creating the American Black middle class by producing 40% of African-American members of Congress, 40% of engineers, 50% of professors at PWIs, 50% of lawyers, and 80% of judges....imagine if there were a place that educated about the importance of financial literacy, investing and entrepreneurship and provide opportunities....that's why we exist. We preach “get a degree and then create opportunities for self, others and your community.”Real Issues, Real Actions, Real Results


Our Goal and Our Impact

We strive for our audience to leave our live events, webinars, online community and social media pages with tangible know-how and tools of empowerment to immediately put themselves in a better psychological and financial position.

We surveyed our audience about our impact; 54% of our audience improved their credit score, 39% opened a bank account at a Black-owned bank, 34% created a business and 21% secured life insurance.


Universities Served

To name a few, we have the pleasure of hosting events at Universities/Colleges such as Howard University, Morehouse College, Shaw University, Elizabeth City State University, Hampton University, Spelman College and including PWIs such as University of North Carolina-Chapel Hill and University of Wisconsin-Whitewater.



Digital Reach

We have access to over 135,000+ users via social media, a weekly average of 450,000+ impressions, 20,000+ emails with an open rate of 13.9% (which is higher than the national average of (9.1%), over 150+ attendees at our events (live and online), 3,000+ listens on our podcast interviews and 500+ community members