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You have to be smart with your money, regardless of how much you make. Have a clear picture from the beginning of what it is that you want to accomplish.
Print out your yearly free copy of your credit report at Annual Credit Report so you can to contest the accuracy of your reports.
Create an account that you will use for investments. Make sure it is separate of the account you use to pay bills and make everyday purchases with.
Make a list of all your sources of income and a list of all your bills. Subtract expenses from income to get cash flow.
A budget shows us what money we have coming in and what money we have going out. First thing first, you actually need a budget!
Paying yourself first is key. Find a nice balance in your budget, even if it's just $10 a week. Something is better than nothing.
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